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The Spotts Fain Lawful Thoughts® blog focuses on the current legal issues affecting businesses of all shapes and sizes. From labor and employment and construction, to intellectual property and beyond, Lawful Thoughts® provides businesses with easy to read, practical thoughts on the current legal trends and topics facing businesses today.

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Creditors' Rights, Bankruptcy and Insolvency

New Bankruptcy Laws Aim to Help Small Businesses, Family Farmers, and Veterans

Posted on October 1, 2019 by Neil E. McCullagh

President Trump signed four pieces of bankruptcy legislation into law on August 23, 2019.

Chapter 13 Strip Down of Underwater Short-Term Mortgages Now Permitted

Posted on July 2, 2019 by Neil E. McCullagh

Law relating to lien strip-offs and strip-downs in bankruptcy continues to evolve. This article examines the ruling in Hurlburt v. Black.

Banks Will Have Greater Power to Prevent Financial Exploitation of Adults

Posted on April 4, 2019 by Neil E. McCullagh

Effective July 1, 2019, Virginia law enhances the role banks can play in preventing financial exploitation of adults.

Legal Updates for Lenders

Posted on January 2, 2019 by Neil E. McCullagh

There are several recent legal developments of which lenders should be aware.

Legal Updates for Home Mortgage Lenders

Posted on October 1, 2018 by Neil E. McCullagh

This month we provide a primer on the federal Protecting Tenants at Foreclose Act of 2009

Two New Court Decisions Impacting Lenders

Posted on June 29, 2018 by Neil E. McCullagh

This article reviews two recent court decisions that hold valuable lessons for lenders.

Recent Development in Fraudulent Transfer Law

Posted on January 2, 2018 by Neil E. McCullagh

A US Bankruptcy Court ruling might significantly expand bankruptcy trustees' fraudulent-transfer avoidance powers in many bankruptcy cases.